Current Mortgage Rates
|
30 Year Fixed Rate |
|
Rate |
Points |
APR |
Monthly
P&I Payments |
| 6.250% |
1.000 |
6.59% |
$1,231.43 |
15 Year
Fixed Rate |
|
Rate |
Points |
APR |
Monthly
P&I Payments |
| 5.750% |
1.000 |
6.01% |
$1,660.62 |
|
30 Year Jumbo (assumes $500,000 loan amount)
|
|
Rate |
Points |
APR |
Monthly
P&I Payments |
| 6.750% |
1.000 |
7.12% |
$3,242.99 |
5 Year
Adjustable Rate
(Your APR may increase over the life of the loan) |
|
Rate |
Points |
APR |
Monthly
P&I Payments |
| 5.750% |
1.000 |
6.12% |
$1,167.15 |
|
|
Purchase Price |
$250,000 |
County |
Jefferson |
|
Loan Amount |
$200,000 |
Escrow/Impounds? |
yes |
|
% Down Payment |
20% |
Loan Purpose: |
purchase |
|
Number of Monthly Payments |
360 for 30 year fixed rate |
Property Use: |
primary residence |
| |
180 for 15 year fixed rate |
Property Type: |
existing single family home |
|
State |
Alabama |
|
|
|
The Alabama current mortgage rates (also good for Tennessee, Georgia
and Florida) shown above represent just a sampling of our loan
programs. We develop targeted mortgage loan programs to meet the
specific needs of each of our clients. Click here to review the various home
mortgage loan programs we offer. Our loan specialists are
ready to help you - call us toll free at 800.823.1727.
Our
Alabama current mortgage rates, Tennessee current mortgage rates,
Georgia current mortgage rates, and Florida current mortgage rates are
updated daily - bookmark this page for easy future reference. The
current mortgage rates shown in the table above are based on the
following assumptions.
-
The
interest rates, annual percentage rate (APRs), points, and credits
shown are subject to change without notice.
-
Your
APR will vary based on your final loan amount and finance charges.
-
"A"
credit borrower.
-
Payment
shown includes principle and interest only. Escrows are not
included.
NOTE:
This is not an offer to extend credit. Points shown include discount
and origination.
Mortgage rates are dependent on many factors including the market,
your credit, the term of the loan, and the points paid as a part of
its origination. To understand better how these mortgage rates are
determined and how they impact your mortgage loan, please
contact one
of our mortgage specialists.

|